INTRODUCTION

ANNUAL OPEN ENROLLMENT

Medical Associates of Boswell sincerely believes that our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.

NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. Medical Associates of Boswell employee benefits will be managed by the team at NFP's local office in Somerset, PA. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all Medical Associates of Boswell employees. For more information about NFP, visit www.NFP.com.

Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family.

Your plan year runs from December 1, 2025 through November 30, 2026.

Please review all 2025-2026 Benefits Overview Information.

If NO changes are needed, then your current benefits will just roll over into the new plan year.

BENEFITS OVERVIEW

BENEFIT GRIDS
  • Medical Grid - Highmark PPO Blue Sharing $2,500 Rx B
  • Life/AD&D Brochure - Metlife
  • Short Term Disability Brochure - Metlife
Highmark Grid

PPO Blue Sharing $2,500 Rx B

Highmark Grid

PPO Blue Sharing $2,500 Rx B

Metlife Brochure

Life/AD&D

Metlife Brochure

Life/AD&D

MetLife Brochure

Short Term Disability

MetLife Brochure

Short Term Disability

ACTION REQUIRED

Please review the Mandatory Benefit Notices and the Summary of Benefits and Coverage documents.

Benefit Notices

Health Plan Compliance Notices

Benefit Notices

Health Plan Compliance Notices

Highmark Summary of Benefits and Coverage

PPO Blue Sharing $2,500 SBC

Highmark Summary of Benefits and Coverage

PPO Blue Sharing $2,500 SBC

HOW TO ENROLL

ENROLLMENT FORMS

Current Employees:

  • If you'd like to change your existing coverage or make new elections, you must do so by November 14.
  • Your current medical election(s) will carry forward to 2025-2026 if you don't make a new election.

New Hires:

  • You will need to complete the medical enrollment form.
Highmark Enrollment Form

Highmark Enrollment Form

Section 125 Pre-Tax Form

Section 125 Pre-Tax Form

NEW HIRES

NEW HIRE ENROLLMENT INFORMATION

If you are a NEW HIRE and need to enroll for the FIRST time, please see above section How to Enroll.

All enrollment forms are attached in the How To Enroll for download.

CONSIDERING MEDICARE COVERAGE?

Medicare Services from NFP


NFP is proud to support you when it comes to Medicare and understanding your coverage options.

Our team has served as a trusted advisor in the individual markets for over 20 years and is comprised of experienced and knowledgeable licensed agents who specialize in Medicare coverage. We offer independent and individualized consultations to help you to:

• Understand your coverage options

• Determine if you are eligible for subsidies to lower your healthcare costs

• Establish a timeline for applying for coverage

• Choose a plan that fits both your lifestyle and your budget

• Find coverage that allows you to access the doctors and hospitals you want most

• Enroll in the plan that works best for you


And the best part is, there is never a fee for our services!

Medicare 101

Medicare 101

NFP CONTACTS

You have dedicated Agents ready to handle any situation in a discreet and confidential manner.

For Service questions and needs such as:

  • Understanding what your medical, dental or vision benefits cover
  • Help finding in network providers
  • Assistance with prescription or pharmacy issues
  • Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab
  • Claims you believe haven’t been paid properly

Account Team Contacts

ContactImage

Debra Barron

Producer / Sales Consultant

deb.barron@nfp.com

814-289-4227

ContactImage

Tracy Tirko

Account Executive

tracy.tirko@nfp.com

814-289-4229